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Please be aware that Wire Fraud Schemes are rampant this summer as well as email phishing. What can you do? Change your email password to something difficult to replicate (use a combination of letters and numbers). From a recent article in the ALTA (American Land Title Association) newsletter:  Here are five tips to protect against wire [...]

1) A closing statement form called the Closing Disclosure or CD is used for most loan applications. The lender, not the closing agent, may be preparing and delivering the CD. 2) The CD must be delivered to the buyer/consumer at least three business days prior to the scheduled closing date. 3) The closing agent must [...]